Your legacy, your way.
Whatever your situation, whether you’re just starting to think about your legacy or you want to ensure your existing arrangements are tax efficient, it’s worth exploring all the options available to you.
The good news is there are a variety of things you can do to make sure you don’t leave your family with an unexpected tax charge after you die. If you’re wondering about ways to reduce the inheritance tax liability on your estate, we can help you navigate the complexities with confidence, so you can make informed decisions about your financial future.
Understanding your options
Gifting
Gifting is a relatively straightforward way to reduce inheritance tax (IHT), but different types of gifts are treated differently for tax purposes, depending on the value, timing, and who the beneficiary is. Our experienced financial planners can guide you through these complexities and help you make the most of available allowances.
Trusts
Trusts can be a powerful tool in inheritance tax (IHT) planning, offering flexibility and control over how your assets are managed and passed on. However, the rules around trusts and tax treatment are complex and depend on the type of trust, how it’s set up, and who benefits. Our experienced financial planners can help you understand the options and structure a trust that aligns with your goals while making the most of potential IHT advantages.
Tax-advantaged investments
Certain investments offer tax benefits that may help reduce your inheritance tax (IHT) liability, such as those qualifying for Business Relief. These options can be particularly useful for individuals looking to maintain access to their capital while planning efficiently for the future. Our financial planners can help you assess whether these investments are suitable for your circumstances and guide you through the rules to ensure you make the most of available reliefs.
How it works
Becoming a Rathbones client is straightforward, and our dedicated team are here to help from start to finish.
Complete the form
Fill out the form below, which takes less than 2 minutes
Get the call
Speak to a member of our new enquiries team so that we can get to know you and connect you with the right expert
Meet our adviser
Meet with one of our specialists at your local Rathbones office or virtually; it's up to you!
And relax
Breathe a sigh of relief knowing your finances are in the hands of a trusted partner who understands your goals
Frequently asked questions
See how tax planning could benefit you
A typical Rathbones client has over £300,000 to invest or plan their financial future, including pensions but excluding property. Book a conversation with one of our specialists and start planning with confidence today.
