Insights and events for financial advisers

Retirement is a new beginning, not an end. A CRP helps advisers give flexible, ongoing guidance for evolving client goals.

Retirement changes risk. A CRP helps advisers manage decumulation with structure, clarity and confidence for lasting client outcomes.

With economic indicators softening and fiscal challenges building, the Autumn Budget will be a key moment for the UK government to show it can balance public finances and support a steady recovery.

Explore how evolving retirement trends, client needs, and regulation are reshaping advice - and why more firms are outsourcing investment management.

The FCA’s review of retirement income advice reveals key shortcomings and actions advisers can take to improve compliance.

Learn how retirees and advisers can protect investments and avoid cashing out during market downturns. Smart strategies for long-term retirement planning

Independent financial advisers have reported a surge in enquiries, with over two-thirds (68%) saying that clients wanting to make changes ahead of the Budget is their biggest challenge.

Wealthy clients are increasingly seeking advice on inheritance tax and estate planning amid growing speculation ahead of the Autumn Budget, according to our latest research.

Rising compliance and portfolio management demands are leaving many financial advisers struggling to focus on what they do best – helping clients navigate life’s big decisions. Here’s how a well-designed MPS can ease the pressure and help your business grow.

Tax-free pension cash faces scrutiny ahead of the Budget – explore what might be changing and how advisers can help clients stay retirement-ready.

A wealth tax would be cumbersome and inconvenient to deal with, for both taxpayers and taxman. It could also cost the economy. For these reasons, we think Rachel Reeves, the Chancellor, is more likely to announce other taxes on Budget day.

A simpler, more efficient way to deliver consistent outcomes for your clients.

Advisers today are juggling more than ever, from tighter regulations to changing client expectations. It’s no wonder so many firms are rethinking how they manage client portfolios.

The re-launched Rathbones Model Portfolio Service (MPS) on Platform offers a smarter, more flexible solution – one that tackles the common limitations of traditional MPS approaches while giving you greater control and clarity.

A smarter structure to reduce unnecessary crystallisation and simplify planning.

The sharp reduction in the annual exempt amount for capital gains tax (CGT) has prompted fresh scrutiny of how portfolio changes affect clients, especially those with general investment accounts. The structure of the re-launched Rathbones MPS helps mitigate many of the issues advisers face when it comes to CGT, offering a cleaner, more controllable way to manage risk and return.

How Rathbones Model Portfolio Service reduces disruption, improves control and supports better outcomes.

For many advisers, rebalancing has become a hidden source of friction, and one that quietly creates complexity, client confusion and administrative workload. The restructured Rathbones Model Portfolio Service (MPS) offers a more efficient, flexible way to keep portfolios aligned with client needs, without the disruption often caused by conventional quarterly rebalancing.

Rising debt and higher borrowing costs are reshaping public finances across advanced economies — with big implications for inflation, growth and long-term investment strategies.

As more clients cross the £250,000 mark, advisers are having different conversations. Expectations are changing, complexity is increasing – and a more personalised approach is becoming essential.
Bespoke investment management is no longer a niche offering. It’s fast becoming a central way for advisers to deliver long-term value to clients with larger portfolios and more nuanced needs.