With many years of working with the Big 4 firms, our Walled Garden is built for professionals who want the reassurance of knowing their investments are always compliant.
What is a Walled Garden?
Our Walled Garden is a secure, fully managed investment framework where portfolios are built exclusively from your firm’s approved list, supported by automated compliance reporting, rapid response to restricted investments, and continuous reconciliations overseen by Rathbones.
Investing personally while complying with any restrictions can be time-consuming and stressful:
- Restrictions are complex and often change
- Manual compliance is risky and burdensome
- Mistakes can carry reputational and financial consequences
Our Walled Garden service takes that burden away by ensuring continuous compliance and peace of mind.
Key features of our Walled Garden investment service:
A tailored investment strategy shaped around your goals, preferences and risk profile
All holdings selected to meet your firm’s internal compliance requirements
Ongoing monitoring and firm integration: Reconciliations and risk oversight with your firm's compliance systems
Who needs a Walled Garden?
We work with individuals at all stages of their careers, from newly promoted partners to long-standing board members, and help ensure their investment planning keeps pace with evolving responsibilities.
The services is suitable for:
- Equity and salaried partners
- Directors and senior client-facing staff
- Immediate family members who fall under firm-wide restrictions
Why this matters at your career stage:
- Newly promoted: When you're starting to build wealth and navigate firm-wide restrictions
- Mid-career: When you're balancing investment goals with growing responsibilities
- Senior partner / director: When you're maximising wealth, tax efficiency and legacy planning
Starting early can make a significant difference. Early planning helps avoid compliance missteps and builds long-term financial resilience. The Walled Garden makes it easy to plan and invest with confidence from day one.
It’s already in place with Deloitte, EY, KPMG and PwC, demonstrating the trust and confidence leading organisations place in Rathbones.
How the service works
A seamless portfolio solution for regulated professionals:
- Portfolios built exclusively to align with your firm’s approved investment list
- Data feeds can support automated compliance reporting, reducing or removing the need for manual updates, depending on your firm’s requirements
- Prompt action if an investment becomes restricted, typically within five working days
- Ongoing reconciliations and compliance checks managed by Rathbones
- A simple setup process enables ongoing compliance monitoring, with firm-specific requirements managed on your behalf
How we invest your money
We follow a robust, institutional investment process which aims to manage risk and support long-term investment goals.
We start by getting to know your objectives, time frame, risk appetite and any firm-specific restrictions.
Using our in-house research and strategic asset allocation, we design a bespoke portfolio aligned to your needs.
We actively manage your investments, balancing risk and return, and adjusting as markets or regulations change.
Your portfolio is continually monitored using proprietary risk tools, with regular reviews to keep things on track.
What sets Rathbones apart
Take the next step
Working at a Big 4 firm comes with responsibility and the need to follow firm-wide compliance rules.
Getting started with compliant investing is straightforward:
- We’ll guide you through a simple setup process that ensures your portfolio is correctly linked to your firm’s compliance system
- You’ll receive an investment proposal tailored to your needs, with all compliance requirements handled in the background
- Your portfolio will be managed by a dedicated team, with regular reporting and monitoring built in from day one
- Whether you’re switching from another provider or starting afresh, we’ll make the process smooth and efficient.
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Our work with accountancy partners
We provide a specialist service to every Big 4 professional services firm, and we have dedicated teams who work with partners at every Big 4 accountancy firm.
As a direct result of working with so many professionals in this industry, we are familiar with:
- Firm-specific compliance requirements
- Benchmark pay levels
- Regularity of profit distributions
- Firm-specific retirement related pay packages and rules
- Historical defined-benefit pension arrangements and scheme rules.
Please note that Rathbones provides a restricted advice service. This means, we will consider the suitability of products and services from the Rathbones Group first. Where a product or service from the Rathbones Group is unavailable or unsuitable, we will undertake a comprehensive and bespoke analysis of the relevant market.
