This article forms part of our "Spotlights: Impacts in action" series looking at the impact our responsible business framework is having on clients, colleagues, communities and governance.
Article last updated 3 April 2026.
Our national partnership with Money Ready, a leading financial education charity, forms a key part of our commitment to improving financial inclusion for young people across the UK. Money Ready empowers 10 to 25‑year‑olds, particularly those facing significant barriers such as leaving care, unemployment or homelessness, to build the financial capability and confidence needed to navigate key life transitions.
Through the Rathbones Foundation, we funded 12 ‘Young People in Need’ workshops in 2025, and will continue this each year until 2027. These workshops focus on the practical building blocks of financial inclusion such as income, deductions, budgeting, spending, banking and borrowing.
The partnership also provides opportunities for our colleagues to get involved. Many support classroom workshops, take part in the Grand Challenge fundraising competition, join grant panels or deliver specialist Learning Hour sessions to help develop Money Ready employees.
Colleagues across the Group joined our webinar with Money Ready and Young Enterprise in June 2025 to learn how both charities support young people and how volunteering leave can be used to contribute. We also delivered lunch and learn sessions in Liverpool, Glasgow and Edinburgh, showcasing how our community investment programme strengthens financial education across the UK.
Independent evaluation highlights the impact of this work. For every £1 invested, £5.57 in social value is created. Participants also see a 60% reduction in personal debt and a 23% increase in regular saving habits, demonstrating the long‑term value of high quality financial education.
